Pipes can be frozen from not being insulated properly and not being in the right place when installed. So if they arent insulated properly they do have the possibility of bursting. When your pipes burst they or it can cause alot of damage and when this happens you should reach out to cleanteckpros for the repairs and clean up and  to look to file a water claim. But before this can happen you will need someone to clean it up and make sure the remediation is done properly so there will not be any future issues with mold or mildew.